Apple’s new Apple Pay payment system has been designed to be ultra secure, taking advantage of existing NFC tokenization specifications to keep user payment information safe. Apple uses tokens, or unique Device Account Numbers, to replace card numbers and transactions are verified through both one-time use security codes and Touch ID.
Ahead of the launch of Apple Pay, The Daily Dot has spoken to several different banks working with Apple on the payments service, including Navy Federal Credit Union, USAA, Chase, and PNC, to get their thoughts on its security.
According to Navy Federal VP of credit cards Randy Hopper, the bank was “very excited” to see what Apple had developed, because it is “convenient, secure, and private.” Apple’s use of tokenization “addresses all points of weakness across the payment system.”
USAA assistant vice president Vikram Parekh, meanwhile, said that the bank is confident enough in Apple Pay to assume all liability for unauthorized or fraudulent transactions, both in retail stores and for online purchases.
“USAA has a zero liability policy and members are never liable for any losses related to unauthorized [or] fraudulent activity, this does not change with Apple Pay,” Vikram Parekh, Assistant Vice President at USAA Bank tells the Daily Dot.
“The bank has liability for any purchases made when Apple Pay is offered and used as the form of payment. This is true for both face-to-face and for “in-app” purchases,” Parekh explains.
Both Chase and PNC offered similar statements, suggesting banks that have partnered with Apple feel that the payments system is secure enough for them to offer consumers the same protections they get with standard credit cards.
Apple Pay is “extremely secure” and “zero liability for fraudulent transactions still applies,” said Chase spokesman Paul Hartwick, while Tom Trebilcock, vice president of digital at PNC Bank, pointed out that tokenization will protect consumers from “potential mass theft of credit and debit card information.” Stolen credit cards and customer information have plagued millions this year, as major retailers like Target and Home Depot saw massive security breaches that compromised significant amounts of customer data.
“From Navy Federal’s perspective we’re excited about the whole tokenization process,” Hopper says. “The whole process of providing a payment token as opposed to the financial account number actually reduces the risk to the system and to everyone participating in it, from the customer, to the retailer, to the payment networks, to the issuer, and to Apple.”
Though Apple has said that it will not be able to see transaction information, several of the bank representatives that spoke to The Daily Dot have confirmed that they will be able to tell if a transaction has taken place using Apple Pay or a standard credit card, “because of the nature of the data” given to banks in the Apple Pay system.
Apple has plans to launch Apple Pay in October, through an update to iOS 8. iOS 8.1, which was seeded to developers earlier this month, already contains hidden Apple Pay setup and settings elements that will likely be unlocked before the software is released to the public.
There is no word of an official release date for Apple Pay, but Chase said its customers will be able to use Apple Pay when it launches, while USAA plans to begin offering Apple Pay on November 7. PNC and Navy Federal will support Apple Pay in the fall.
U2’s partnership with Apple that saw its latest album, “Songs of Innocence” distributed for free to iTunes users appears to have been a wild success, with the album reaching more than 81 million Apple customers across iTunes, iTunes Radio, and Beats Music.
Eddy Cue, Apple’s iTunes chief, told Billboard that the album had been downloaded in its entirety more than 26 million times since its September 9 release, and that more than 81 million customers had “experienced songs” from the album.
“To help put this into perspective,” [Cue] says, “prior to this, 14 million customers had purchased music from U2 since the opening of the iTunes Store in 2003.”
During Apple’s September 9 keynote event, Bono took the stage with Tim Cook to announce that the “Songs of Innocence” album would be available at no cost to 500 million iTunes customers. Apple even went so far as to push the album to iTunes accounts, causing some devices to download the album without explicit user permission.
There was some backlash over the automatic downloads, prompting Apple to create a tool to allow users to remove the free U2 album. Despite the negativity over auto downloads, Apple announced that “Songs of Innocence” had been “accessed” by more than 33 million customers just under a week after it had been made available.
Apple’s deal with U2 and Universal Music Group is worth an estimated $100 million and is said to be part of a “long-term relationship” that will see U2 continuing to work with Apple to promote innovation in music.
So much going on today! There is a livestream for an event from Lenovo at 12pm PST and right now there is an event in New York with Sony. The big news with them is the Sony Xperia Z3v. This would be Verizon’s version of the Xperia Z3. The new Xperia Z3v will be available on October 23rd at most Verizon outlets for $199.99 on a new 2-year contract. Verizon will be offering up a discount for those that buy the Xperia Z3v and the Z2 Tablet. The discount for a dual purchase will knock $200 off your out-of-pocket charge.
The Verizon Xperia Z3v will bring the 20.7MP camera, the waterproof awesomeness and maybe more importantly for some, the PS4 remote play functions to US shores. This is pretty big news. Sony hasn’t been on Verizon in a long time. With the exception of the more recent tablet offering. Phone wise though, they just weren’t here. T-Mobile gave it a go with the Z and Z1s, and both were great little devices, but the Z3 is a monster compared to those. Being n the largest network in the US and their huge marketing budget should help get this device into a lot of hands. I am still waiting for T-mobile to make the announcement on this device too though as they will be carrying it. I am assuming it will be in Novemeber sometime since the Verizon announcement carried lots of “exclusive” tags with it.
In slightly less spectacular news, but still googd news. They also announced that Verizon would be stocking the Sony Smart Watch 3 later this month.
The post Sony announces Xperia Z3v for Verzion, launching October 23rd appeared first on AndroidSPIN.
Lenovo Yoga Tablet 2 Pro brings a 13.3-inch Android tablet with a 2k display and embedded pico projector
Lenovo took to the stage today with Ashton Kutcher to announce a refreshed line up of Yoga tablets for the holiday season. We caught some leaked details about the tablets earlier in the week that gave us a pretty good idea as to what they would announce. However, leaks don’t always get everything. Among the new 8 and 10 inch offerings was the new Yoga Tablet 2 Pro.
This Pro version of the Yoga line brings in a 13.3-inch QHD screen with a resolution of 2560 X 1440 quad HD. It uses the Intel Atom Z3745 quad-core processor clocked at 1.86 GHz and offers up 2GB of RAM. Internal storage is 32GB and also offers an SD card slot. There is a 8MP f2.2 rear camera with auto focus and a 1.6MP front facing camera for selfies and video calls. As for connectivity the tablet offers Wi-Fi 802.11b/g/n dual-band (2.4 and 5 GHz). There is an optional 4G variant of the device, but sadly it won’t be in the US. Sticking to the original design the Yoga Tablet 2 Pro offers up a set of front facing speakers with 1.5W output each. Here is where it gets a little cooler though. On the rear is a 5W JBL subwoofer. That totals 8W of audio output. On a tablet. Battery life on the Yoga line has always been a huge focus. They beefed up the battery to support the larger screen-size and resolution to a whopping 9600 mAh battery that is rated for 15 hours of continuous use. Not quite the 18 hours of the smaller variants, but still impressive. Physical size is 13.1 x 808 x 01. – 0.5 inches. The thinness variance accounts for the round battery down to just the screen. All of this only weighs in at 2.09 pounds too.
There is more though. Ashton made mention of something in a YouTube video that Lenovo released a few days ago. He proposed this question: “What if there was a projector that put the screen on the wall?” Yup, Lenovo did that. The Yoga Tablet 2 Pro offers up a pico projector built -in on the side of battery cylinder with an on/off switch. It projects a 50-inch image of the screen to a wall at 2 meters. It won’t be in the same resolution that the screen is, cause that would just be crazy. The resolution is 854 x 480 at 40-50 lumens bright.
Along with the pico projector, the crazy hi-res screen and the outstanding battery life you will also find the kickstand that lets you use the tablet in more ways than a typical slab. The kickstand lets you place the tablet in stand or tilt mode, but it also has one more trick added to its abilities. It now can rotate a full 180 degrees and has a cut out in the aluminium so you can hang it.
Put all that together with Android 4.4 and you have to be looking at somewhere in the neighborhood of $800, right? Nope, Lenovo has the tablet priced at a very competitive $499.
I am personally really excited about Yoga Tablet 2 Pro. It packs in so much for such an affordable price. Be on the look out for these at Lenovo.com and stay tuned for a review a bit later. I can’t wait to put a big movie on in my sons room with some popcorn and soda. It is going to be awesome.
The post Lenovo Yoga Tablet 2 Pro brings a 13.3-inch Android tablet with a 2k display and embedded pico projector appeared first on AndroidSPIN.
The Sony Xperia Z3 is one helluva device. A FHD 5.2″ screen, water and dust proof, Snapdragon 801, 3 GB RAM, 20.7 MP camera, 4K recording, 3,100 mAh battery with a STAMINA Power Saving Mode, and more. Well, good news Verizon users.
Verizon announced Thursday that it will be releasing the Sony Xperia Z3v on October 23. In its announcement, it details a lot of features of the Xperia Z3v, including the specs mentioned before, and PlayStation 4 Remote Play, and more all on Verizon’s 4G LTE network. With the phone you will get 30 days of Music Unlimited and 6 pre-selected blockbuster movies to download. You’ll also get $200 off a Sony Xperia Z2 tablet for a limited time. It will cost $199 on a new two-year contract, and on Verizon Edge.
Who’s excited for this phone?
via Verizon Wireless
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Google and Oracle are still arguing over code at the foundation of Google’s mobile operating system, Android. Google this week filed a petition with the United States Supreme Court, which appealed a lower court’s ruling that Oracle can legally copyright foundational code. The decisions have gone back and forth over the course of the last four years: first a judge in California ruled in favor of Google, then an appeals court ruled in favor of Oracle, and now Google’s pushing for the Supreme Court to get involved.
But what are the two internet giants even arguing about? At the heart of Android are a set of Java APIs that Oracle is claiming aren’t available for commercial use without a licensing fee (approximately $1 billion). Google argues that the API code is functional — not a “creative work” — and therefore isn’t copyrightable. The case is of course far more complex than our explanation, but that’s the big picture (our own Chris Velazco goes into far more background detail right here).
Will the Supreme Court get involved? That remains to be seen. The two previous courts took vastly different perspectives on the case, and the case’s ultimate outcome is precedent-setting. Should Oracle win, the door is potentially open for many more copyright claims on API code. One piece of Google’s argument is that, had API code been copyrightable when Google started, the company wouldn’t have succeeded. Essentially, Google argues that if the foundational pieces of computing technology were locked away behind licensing agreements, innovation wouldn’t be quite so rapid.
Should the Supreme Court choose not to see the case, there’s not a lot Google can do. We could find out as early as November whether the Supreme Court will see the case or not. If it does, expect to hear a lot more from Oracle v. Google in 2015.
[Image credit: Getty Images/Flickr RF]
Hatsune Miku, also known to some people as Miku Hatsune, is already a sensation in her native Japan. But now she’s taking her vocal talents to other parts of the world, including none other than the US. The virtual pop start appeared last night on the Late Show with David Letterman, where she performed her single “Sharing the World” in full hologram form. While the J-pop singer is well known in The Land of the Rising Sun, it’s interesting that Hatsune’s character, created by software developer Cryptone Future Media, is now showing up in mainstream media programs Stateside — especially one as big as Letterman’s late-night show. You can check out the performance in the video after the break.
Source: Late Show with David Letterman
Over the last few years, Sony has struggled to make a dent in the US smartphone market. Aside from the Xperia Z1S on T-Mobile and the Xperia Ultra Google Play Edition, American buyers haven’t been exposed to the global Sony smartphone lineup. That’s why we were happy to learn last month that T-Mobile will carry the electronics giant’s latest flagship, the Z3, and today Verizon announced that it will begin offering its own variant, known as the Z3v, on October 23rd for $200 on-contract. Additionally, the Sony Smartwatch 3 will make its way to the same carrier later this fall for $250.
As the letter ‘v’ denotes, this version of the Z3 is not exactly the same as the global flagship. Most of the specs are the same — 5.2-inch 1080p display, 2.5GHz quad-core Snapdragon 801, 20.7MP Exmor camera, IP68-certified for waterproofing, 32GB internal storage and a microSD slot capable of handling up to 128GB cards. Verizon sweetens the deal by adding Qi wireless charging.
The overall design is the same, but Verizon has tweaked a few elements of the design. It’s wider and thicker, reps say (we’ve asked for exact dimensions and will update the post when we get them), and the sides aren’t quite as rounded as the original Z3; the edge where the sides connect with the front/back bezels are slightly angled and consist of polycarbonate. Even some of the tabs (the microSD, for instance) use rectangular corners instead of rounded ones.
We’ve praised the Z3’s fantastic battery life, but while Sony promised two days of battery life on the global version, the company’s only willing to claim “more than a day” on the Z3v — slightly ironic given it features a larger battery (3,200mAh, versus 3,100mAh on the original). Sony doesn’t say exactly why this is the case, but it’s likely due to differences in
bloatware software and radios (CDMA radios are packed in).
Edgar Alvarez contributed this report.
It’s hardly a secret that Amazon wants to be your go-to store for everything, but despite it’s big pushes for same-day delivery there’s still nothing like trudging into a physical store when you need something in a rush. Amazon seems to understand that all too well — according to reports from CNBC and the Wall Street Journal, the e-commerce titan is gearing up to open its first brick-and-mortar store in midtown Manhattan in time for the holidays.
The move might seem a little out of character for a company like Amazon, but this isn’t the first time it’s thought about moving off of the internet and into meatspace. Two years ago, rumor had it that Amazon was going to open a physical shop in Seattle devoted to Amazon-exclusive books and its slew of Kindle gadgets. Oh, and who could forget those Amazon lockers you could choose to route your goodies to? Amazon’s vision for its role in the real world has evolved a bit since then — the Journal notes that the New York outpost could act as a way to highlight its own products like Fire TV, but the bigger draw is the space’s role as a same-day product pickup location/customer service hub. Think about it: you’d be able to purchase something from Amazon and schlep down to the store on 34th Street to pick it up. Not exactly what you expected? You’d be able to return it to that very same spot. That sense of physical immediacy is something that Amazon has always lacked — now we’ll just have to wait and see if it’s enough to warrant opening more of these things.
Google+ is now adding polls as a new feature. This feature was just announced a little over an hour ago by Dennis Troper on his G+ page. Polls are rolling out now on Android and the web with iOS coming soon.
Polls aren’t available for everyone yet as they’re being pushed out over the next few day. So, if you don’t have them just yet just be patient. As you can see by they screenshot below, there are several different ways to set up a poll. You can have up to 5 answers added to your poll. You can also add pictures to give it more life.
I know there are a lot of you that are just iching to use this feature. There are also a lot of you out there that don’t really care about it at all. I personally like the idea. I’ve been wanting something like this for a while now. Be warned, you might be seeing a ton of polls in your news feed over the next few day. At least until the initial buzz passes. You will know when you have the ability to access and create poll as a new “Polls” icon will appear on your posting options. See below.