How to send money on Facebook

Further reading

How to use Facebook

Best money-transfer apps

How to protect yourself without deleting your Facebook account

These days, sending money via apps is easier than ever, rendering cash and debit cards a thing of the past. The best thing about using Facebook to send money is that, unlike other popular services, it’s free whether you send or receive money. Other services — Venmo, in particular — also often act as middlemen, requiring the person receiving money to manually transfer it into his or her bank account. Thankfully, Facebook Messenger automatically does it on your behalf, regardless if you opt for the desktop or mobile iteration of the software. Here’s how to utilize the feature.

Note: You must be friends with the person you either want to pay or request money from. The service is also only available in the United States, France, and the United Kingdom.

Paying or requesting money in the Messenger app

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Step 1: Start a conversation with a friend that you want to pay.

Step 2: Tap the addition sign in the bottom-left corner.

Step 3: Locate and tap Payments on the left-hand side.

Step 4: Enter the amount you want to either pay or request.

Step 5: If you’re paying someone, choose either New Debit Card or Add PayPal.

Step 6: Enter your debit card information.

Paying or requesting money using a desktop computer

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Step 1: Start a conversation with the friend you want to pay.

Step 2: Locate the dollar sign in the bottom-right corner of the conversation.

Step 3: Enter the amount you either want to pay or request.

Step 4: If you are paying someone, you will be prompted to enter your debit card information.

Step 5: Click Pay in the bottom-right corner.

How to receive a payment

You will get a notification upon receiving a payment. If it’s your first time doing so, you will have to provide your debit card information. Once done, the funds will go directly to the checking account associated with your debit card.

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Setting a pin

Facebook may already encrypt your payments and user information to protect your transaction details, but we get that taking some precaution is a good idea. Fortunately, Facebook now lets you set a pin, which will require you to enter a four-digit code every time you make a payment. It’s currently only available within the mobile app, but it’s easy to set up.

Step 1: In the menu section of the Facebook app, scroll down to Settings and Privacy and tap Settings.

Step 2: Select Payments.

Step 3: Under the Security section, tap PIN.

Step 4: Enter a four-digit PIN that you will remember.

Step 5: Re-enter your PIN when prompted.

Currently, Facebook only allows payment with debit cards. It’s also important to know that it can take up to five days for your bank to approve the transaction, but, either way, it’s a great way to split a bill or pay your roommate back for groceries.

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AT&T’s new 5G network could adopt tiered billing, including a gaming plan

Riley Young/Digital Trends

As AT&T is building out its next-generation 5G mobile broadband network, the carrier’s executives are beginning to explore different strategies to monetize the service, including a tiered billing structure. AT&T still hasn’t disclosed what pricing customers can expect from its network.

“I think the business models are still evolving, said AT&T President of Mobility and Entertainment David Christopher at the Mobile World Congress Americas trade show last week in Los Angeles, California. “There will be different tiers of service.”

The next generation 5G networks will deliver many added benefits to consumers, and it looks like AT&T may charge differently for these types of benefits, Fierce Wireless reported. In addition to offering faster download speeds, 5G will also deliver lower latency. Christopher mulled creating a pricing tier for gaming to capitalize on the latter feature. In addition to gaming, 5G’s fast speeds may also be beneficial for delivering virtual and augmented reality content.

Gamers looking to buy a 5G gaming laptop may be locked into one network at the time of purchase. AT&T’s vice president of radio networks, Gordon Mansfield, explained to PCMag that since each carrier operates 5G on different bands and spectrum, there won’t be one modem that delivers cross-compatibility between carriers in the beginning. This means that if you buy a laptop through AT&T, you may not be able to insert a SIM card from a different carrier if you’re unhappy with the service.

In addition to a gaming-centric 5G plan, AT&T may also offer bundles with Internet of Things (IoT) devices. The company recently announced a SmartThings tracker with Samsung, which includes one year of service in that device’s $99 price tag. After the first year, customers wishing to maintain the 5G service can either pay monthly or get billed a discounted amount if they choose to pay annually.

Another option would be to add the service to a customer’s existing bill. With smaller consumer devices like the Apple Watch, AT&T could tack on a service charge to connect these devices to its network. Currently, AT&T charges customers a $10 monthly fee to add the LTE-equipped version of the Apple Watch to their monthly phone plans.

Rival Verizon will be the first carrier in the U.S. to launch its 5G network. Unlike AT&T, Verizon is targeting home broadband for its first application of 5G when the service becomes available next month. Verizon said that its 5G Home service will cost $50 a month, taxes included, for customers who have a cell phone plan. Although AT&T has not disclosed what speeds customers can expect for its 5G network, Verizon quotes 300Mbps average speeds, with peaks hitting 1Gbps, making 5G competitive against fixed home broadband offerings like cable and fiber internet.

The first 5G device to launch on AT&T’s 5G network later this year is described as resembling a puck, suggesting it could be a mobile hot spot. Phones will likely launch in 2019 when AT&T builds out its 5G network. AT&T promises that 5G devices will also be able to fall back on the LTE network — which has a larger coverage footprint.

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Robots are going to steal 75 million jobs by 2025 — but there’s no need to panic

The robot job takeover may be arriving a bit sooner than you think. At least, that’s the takeaway from a (surprisingly positive) recent report by the World Economic Forum. In a paper published this week, the Swiss nonprofit — best known for its annual meeting in Davos — forecasts that half of all “work tasks” will be capable of being carried out by machines by 2025. Provided those figures are accurate, this will equate to the loss or displacement of a massive 75 million jobs. That’s the equivalent of every person in the United Kingdom, plus the state of New Jersey thrown in for good measure.

By comparison, around 71 percent of work tasks today are done by humans, with the remaining 29 percent being automated. Needless to say, it’s a big shift. It’s also a very rapid shift, especially compared with studies such as the frequently cited 2013 “Future of Employment” paper, which argued that 47 percent of U.S.-based jobs could be performed by machines over the next 20 years. While there’s a difference in the makeup of U.S. jobs versus total global jobs, the time frame difference between 20 years and less than a decade is stark — and reflects just how fast robotics and A.I. technologies are moving.

Don’t start panicking or planning your John Connor-style rise up against the job-pilfering Terminators just yet, though. While it may be human nature to gravitate toward the worst-case scenario, the World Economic Forum’s report is actually a positive one. It suggests that, even as robots take over a massive number of job, they will actually create nearlytwice as many. In total, the report suggests that 133 million human jobs will be created during that same period of time.

Although it is difficult to predict exactly what all of these will be (hey, who imagined that YouTube vlogger would be kids’ dream profession back in, say, 2002?), the report does give a few tips. Specifically, it suggests that jobs that involve programming or design, social intelligence, or critical thinking should be more resilient to the machine invasion.

As ever, the “creative destruction” process that forms a crucial part of capitalism continues. Only now, with way more robots thrown in for good measure!

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Google brings its high-accuracy emergency location tracking to the U.S.

In an emergency, every second can mean the difference between life and death, and Google’s latest tech could be a literal lifesafer.

In partnership with local carriers, Google has begun rolling out Emergency Location Services to Android devices — a service that will ultimately give first responders more accurate location information. The company first announced the new service two years ago, and since then it has rolled out to 99 percent of Android device with Android 4.0 or later, in a hefty 14 countries.

Now, in partnership with RapidSOS, ELS is finally coming to the United States. It will first be available on Android devices on T-Mobile, but will roll out to other carriers over time.

The move really brings calling 911 into the 21st century. In the past, emergency services were optimized for landlines, and the result was a large location radius. Now, 80 percent of emergency calls come from mobile phones — meaning those outdated systems really don’t compete in modern times.

The services have been really helpful in the countries that they’ve rolled out in. According to Google, the average uncertainty radius has shrunk from 522 feet to 121 feet — meaning that it’s far easier for emergency responders to find the emergency quickly.

“In Austria, a mountain biker in a remote, heavily forested area suffered a serious accident and called emergency services for help. The legacy emergency location systems provided a location with a radius of more than 900 meters (about half a mile), while ELS was able to provide a location within 12 meters (39 feet) to help first responders locate the biker,” said Google in a blog post announcing the U.S. launch.

Of course, the tech does raise some questions related to privacy, but Google is quick to point out that the location information is measured on the smartphone and passed straight to emergency services. In other words, it doesn’t pass through Google’s servers, which may be important for some.

So what do you need to do to ensure that ELS is enabled on your phone? Thankfully, nothing. As long as you have an Android phone with Android 4.0 or later, and your carrier supports the service, you’ll be able to make use of it. Hopefully, you’ll never need ELS, but if you do, it’ll most likely be there once more carriers support it.

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How to Use Walkie-Talkie in watchOS 5

Apple’s watchOS 5 update, out now for all Apple Watch models with the exception of the original Apple Watch, introduces a fun new feature that mimics old school walkie talkies. With Walkie-Talkie, you can connect to your friends and family and have push-to-talk conversations right on your wrist.

The video below demonstrates Walkie-Talkie in action, while the post explains the steps to set it up and use it.

Subscribe to the MacRumors YouTube channel for more videos.

Turning on Walkie-Talkie and Adding Friends

Walkie-Talkie is an app on the Apple Watch with an icon that looks like a little walkie talkie on a field of yellow. Whenever you want to use Walkie-Talkie to communicate with someone, you’ll need to open up the Walkie-Talkie app. The first step, though, is adding a friend to chat with.

Open the Walkie-Talkie app.
Turn the Digital Crown to scroll through your contacts.
Choose a friend who has an Apple Watch and watchOS 5.
Tap on the person’s name in the contacts list.
When a yellow card with their name appears on your Apple Watch in the Walkie-Talkie app, tap on the card.
Press on the “Talk” button to initiate a connection.
You’ll need to wait for your friend to receive your message and approve the Walkie-Talkie connection. It will say “Connecting to [Your Friend’s Name].
When a connection is established, it will go back to the Talk button and you will be able to have a Walkie-Talkie conversation with your friend.
If a connection cannot be established, you’ll see a popup that says “[Your Friend] is not available.” If this happens, it means the person on the other end did not answer the incoming Walkie-Talkie notification.

If the Walkie-Talkie connection screen hangs indefinitely on the connecting screen, it means the person does not have an Apple Watch or does not have watchOS 5 installed.

When a friend adds you to Walkie-Talkie, you’ll see an incoming notification that your friend wants to establish a connection with you. To chat, you will need to tap on “Always Allow.”

Talking With a Friend Using Walkie Talkie

Once a connection has been approved between you and your friend, you do not need to get approval for each and every message. You can just push to talk and whatever you say will be beamed to your friend’s Apple Watch.

Open up the Walkie-Talkie app.
Tap on the card for the friend you want to talk to.
Hold down the “Talk” button for the entire time that you’re speaking. You will see little concentric circles flashing, which means your message is being relayed to your friend.
When you’re done speaking, stop pressing on the Talk button. This will allow your friend to press the Talk button on their end to send a response to you.
You can have multiple Walkie-Talkie connections with your friends, but you can only communicate with one friend at a time because Walkie-Talkie is a one-on-one feature. Group chats between multiple people are not supported.

Accessing Walkie-Talkie Quickly

Once you have a Walkie-Talkie connection established with at least one person, a little Walkie-Talkie icon will be displayed at the top of the Apple Watch’s main screen. If you tap it, it will take you right into the Walkie-Talkie app.

This icon also serves as an indicator that you’re available for Walkie-Talkie conversations and that any friends you’ve established a connection with can message you at any time.

Adjusting Walkie-Talkie Volume

Open the Walkie-Talkie app.
Choose a Walkie-Talkie contact card.
At the talk interface, turn the Digital Crown.
A downward turn lowers the Walkie-Talkie volume, while an upward turn makes it louder. Turning it all the way down effectively mutes the conversation.

Using Walkie-Talkie With AirPods or Bluetooth Headphones

If you have AirPods or other Bluetooth headphones connected to your Apple Watch, you will hear incoming Walkie-Talkie messages through the accessory rather than directly through the Apple Watch. You will also be able to speak into the microphone of the AirPods, keeping your conversations more private.

Turning Off Walkie-Talkie and Removing Contacts

If you want to shut off Walkie-Talkie conversations and refuse incoming messages, you can do so by setting yourself to unavailable.

Open up the Walkie-Talkie app.
Scroll all the way to the top to see the “Available” toggle.
Toggle “Available” to off.
When your Walkie-Talkie availability is disabled in the Walkie-Talkie app, people who attempt to connect to you will see the message “[Your Name] is Not Available” and you will get a notification that someone attempted to reach you but you were unavailable with an option to go to the Walkie-Talkie app to resume the conversation.

To remove a contact from Walkie-Talkie, at the main contact card interface, swipe to the left on a name in the list to bring up a red “X” button. Press on the X to remove the contact.

Walkie-Talkie Warnings

Walkie-Talkie takes precedence over other settings on your Apple Watch. You will hear your friend speaking even if your Apple Watch is set to silent, but it does not ignore Do Not Disturb settings.

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iOS 12 Installed on 10% of Devices 48 Hours After Launch

Apple’s newest operating system, iOS 12, is installed on just over 10 percent of devices 48 hours after it launched according to data collected by analytics company Mixpanel. The data suggests customers are adopting iOS 12 at a slower rate than iOS 11 and iOS 10.

Last year, iOS 11 was installed on 10 percent of devices just 24 hours after launching, and in 2016, iOS 10 was installed on 14.45 percent of devices within 24 hours.

Customers may be reluctant to adopt a new operating system after all of the bugs and issues that were seen with iOS 11 software updates, but Apple made an effort to focus on the underlying code of iOS 12 and thus far, the update has been stable.

As should be no surprise, MacRumors readers are early iOS 12 adopters. Over 80 percent of readers queried so far have installed iOS 12 just two days after it launched. Follow us on Twitter and vote to let us know if you’ve upgraded to iOS 12.

Did you install iOS 12 yet?

— MacRumors.com (@MacRumors) September 19, 2018

iOS 12 is an update that brings significant speed and performance improvements to older devices, so most customers installing the software should see notable speed improvements over iOS 11 after updating.

On the iPhone 6 Plus, for example, apps launch up to 40 percent faster, while the keyboard can appear up to 50 percent faster. Opening the camera on the Lock screen to take a photo can be done 70 percent faster.

Apple has made animations smoother and more responsive across the operating system, so accessing Control Center, scrolling in apps, or swiping up when multitasking feels more fluid.

iOS 12 also includes optimizations for when the operating system is under load. Apps launch up to twice as fast under a heavy load, as does the Share Sheet.

With iOS 12 installed on 10 percent of devices, iOS 11 adoption has dipped to 82 percent and will continue to fall as more people adopt iOS 12. Installation could jump this weekend as some people wait until they have a free block of time to complete a major software update.

iOS 12 is a free download that’s available for the iPhone 5s and later, iPad mini 2 and later, and the 6th-generation iPod touch. In addition to noticeable and useful speed and performance improvements, the update introduces Screen Time for monitoring device usage, Memoji and new Animoji, ARKit 2.0, and a new Shortcuts app for creating customized automations. For more on what’s new in iOS 12, make sure to check out our roundup.

Related Roundup: iOS 12
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How to Use the New Photos App Features in iOS 12

In iOS 12, Apple has introduced some new features to the Photos app that aim to make it easier for you to search, share, and enjoy your photo collection. Here’s how to make the most of them.

The most prominent addition in the Photos app is a new For You tab, which replaces the old Memories and Shared tabs and brings together their features – along with any iCloud Shared Albums you may have – in a single scrolling panel.

Subscribe to the MacRumors YouTube channel for more videos.

For You Tab: Sharing Suggestions

Top of the For You tab is where your latest Sharing Suggestions appear. If the app recognizes someone in the photos it will ask if you want to share the collection with them, otherwise an option to “Share with friends?” is shown.

The great thing about sharing photos this way in iOS 12 is that if your friends have any pictures that are from the same event, time, or location, they will also be prompted to send those back to you, allowing you to fill any holes in your collection.

Tap the Sharing Suggestions card and you’ll be taken to a screen where you can choose the pictures you want to share. Tap Select and then tap any photos you don’t want to include, or choose Deselect All and then tap the ones you want to share.

Choose Next to select people in your contacts that you want to share the pictures with. Tap Share in Messages when you’re done – just note that anyone with access to the shared photo link will be able to view the photos.

For You Tab: Memories

Immediately below Sharing Suggestions you’ll find Memories, which curates various photos and videos you’ve taken in the past into specific memory collections. Without any steps required on your part, Memories gives you an automatic homemade movie from these past family gatherings or vacations.

Tap a memory and you’ll see a list of all the photos and videos contained in the memory (tap Show More to see more than a summary), the geographic location the pictures were taken, nearby photos, and related memories you might be interested in.

If you press the play button to begin viewing a memory, you can also use a number of customization options to edit it. For more on editing memories in Photos, see our dedicated tutorial.

Note that tapping Select on this page and deleting a photo doesn’t just remove it from the memory, but also deletes it from your iPhone and iCloud Library. The last two options at the very bottom of the screen let you favorite the memory or delete it permanently.

If your device supports 3D Touch, you can also hard press on any memory in the For You tab to get a preview of its contents, and then swipe up for options to add it to your favorite memories, delete the memory, or block it.

For You Tab: Shared Album Activity

At the bottom of the For You tab is any Shared Album Activity related to your iCloud account.

This lists iCloud albums shared by you as well as albums shared with you by other users. From here you can view photos and videos, “like” them with a thumbs up, and read comments or add your own.

How to Use Enhanced Search

In iOS 12, the Photos search function in the Search tab is more intelligent than before, so it’s easier to find the most relevant photos to you from events, people, or places.

You can also combine multiple search terms to narrow down your results. Simply start typing a person’s name, a date, a place, or a word like “cat”, “beach”, “waistcoat”, or “selfie”, and the Photos app will offer up similar or identical indexed search terms that you can tap to add to the search field.

Related Roundup: iOS 12Tag: Photos
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How to Use the New Augmented Reality Measure App in iOS 12

One of the new features in iOS 12 is an augmented reality app called Measure, which Apple has designed to make it easier for you to measure various real-world objects using 3D spatial detection techniques.

Open up the Measure app.
Follow the on-screen instructions and move your iPhone around the room so that it can get the dimensions of various objects.
Once it’s calibrated, denoted by a white dot in a circle, you’re ready to start measuring.
To take a measurement, line the white dot up with the corner of an object and then press the “+ button to create an anchor point.
From the anchor point, pan the iPhone over to the other edge of the object.
Press the “+” button again to get the final measurement of the line.
You can continue using this method to get the full dimensions of different objects in your room, with the ability to set multiple anchor points if desired.

Haptic feedback is included in the Measure app, so you’ll feel little haptic taps whenever you set an anchor point, for physical feedback. Haptic taps are also included whenever the app detects an obvious stopping point for a measurement, such as the end of a wall.

To clear your anchor points and start over at any time, tap the “Clear” button.

Once all of your measurements are in place, tap the white camera button to take a photo that displays all of the measurements overlaid on the object you’re measuring.

You can also tap on the arrow of one of the measurements to get a pop up with the current readings that you can copy and paste into another app like Messages or Notes.

Measurement Automatic Detection

For certain square-shaped objects that the Measure app detects, the detection of the dimensions will be automatic. To get an automatic measurement, choose a square or rectangular object and hold the iPhone in front of it.

If it’s going to take an automatic measurement, you’ll see a yellow square appear, which you can then tap to get dimensions. If it’s not going to do automatic detection, you’re going to need to use the tap method to draw individual lines.

Accuracy

The accuracy of the Measure app depends heavily on the precision of where the end points are placed, so there’s room for error.

It’s great for quick measurements to get an idea of size, but where precise measurements are required, it’s probably best to double check with a physical measuring method.

Level Feature

In iOS 12, the Measure app is also home to the Level feature that lets you use the iPhone to detect whether a surface is level. Prior to iOS 12, the Level feature was in the Compass app, so it’s not new, just relocated.

To use it, tap over to the level portion of the app, which is located at the bottom. Hold the iPhone in either portrait or landscape orientation with no case and balance it on an object such as a picture frame to get a reading.

If you tap the screen when using the level app, you can set a 0 degree reference angle to make measurements from, and laying the iPhone flat allows it to be used as a bubble level.

Related Roundup: iOS 12
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Giant wind farm in Morocco will help mine cryptocurrency, conserve energy

Soluna Technologies

Unlike traditional mining, cryptocurrency mining doesn’t involve digging huge pits in the ground to remove valuable minerals or other geological materials from the Earth. But that doesn’t mean there’s no environmental impact. Far from it, in fact. While there’s no definitive number that’s been agreed upon, the mining of cryptocurrencies such as Bitcoin consumes a considerable amount of energy — possibly even as much as a country the size of Ireland. Could a new sustainable approach help?

With such an eco-friendly goal in mind, the company Soluna Technologies has announced that it is currently developing a $2 billion, 900MW wind farm power plant in one of the windiest regions of Morocco to help power the blockchain in a more eco-friendly and sustainable way. The broad stretch of land will produce power for carrying out high-density computing tasks — including the aforementioned cryptocurrency mining, along with distributed graphics rendering, file storage, and machine learning computation. This has the potential to be one of the world’s largest off-grid cryptocurrency mining operations.

“Our flagship location in Dakhla, Morocco is better known as the ‘Kitesurfing Capital of the World,’” John Belizaire, CEO of Soluna, told Digital Trends. “Wind travels at over 23 miles per hour for most the year, making the region one of the best wind locations. Our site is very flat, with no sand dunes, and therefore not much in the way of dust or sandstorms. It is twice the size of Manhattan, or 37,000 acres, across sixty miles.”

According to Belizaire, Soluna aims to be the world’s first vertically-integrated blockchain computing company powered by its own green power. This will set it in stark contrast to cryptocurrency miners who have turned to inexpensive but environmentally damaging fossil fuels to power their coin-gathering ambitions.

“Our current plan is to start construction of phase one in early 2019 and complete in early-to-mid 2020,” he continued. “We have started soliciting bids from some of the best turbines makers. They are all excited by the prospects of this project.”

Will Soluna’s ambitions become a reality? We certainly hope so, especially since a demonstration of sustainable innovation in this area should lead others to follow the company’s example.

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Morocco set to host a giant wind farm that will help mine cryptocurrency

Soluna Technologies

Unlike traditional mining, cryptocurrency mining doesn’t involve digging huge pits in the ground to remove valuable minerals or other geological materials from the Earth. But that doesn’t mean there’s no environmental impact. Far from it, in fact. While there’s no definitive number that’s been agreed upon, the mining of cryptocurrencies such as Bitcoin consumes a considerable amount of energy — possibly even as much as a country the size of Ireland. Could a new sustainable approach help?

With such an eco-friendly goal in mind, the company Soluna Technologies has announced that it is currently developing a $2 billion, 900MW wind farm power plant in one of the windiest regions of Morocco to help power the blockchain in a more eco-friendly and sustainable way. The broad stretch of land will produce power for carrying out high-density computing tasks — including the aforementioned cryptocurrency mining, along with distributed graphics rendering, file storage, and machine learning computation. This has the potential to be one of the world’s largest off-grid cryptocurrency mining operations.

“Our flagship location in Dakhla, Morocco is better known as the ‘Kitesurfing Capital of the World,’” John Belizaire, CEO of Soluna, told Digital Trends. “Wind travels at over 23 miles per hour for most the year, making the region one of the best wind locations. Our site is very flat, with no sand dunes, and therefore not much in the way of dust or sandstorms. It is twice the size of Manhattan, or 37,000 acres, across sixty miles.”

According to Belizaire, Soluna aims to be the world’s first vertically-integrated blockchain computing company powered by its own green power. This will set it in stark contrast to cryptocurrency miners who have turned to inexpensive but environmentally damaging fossil fuels to power their coin-gathering ambitions.

“Our current plan is to start construction of phase one in early 2019 and complete in early-to-mid 2020,” he continued. “We have started soliciting bids from some of the best turbines makers. They are all excited by the prospects of this project.”

Will Soluna’s ambitions become a reality? We certainly hope so, especially since a demonstration of sustainable innovation in this area should lead others to follow the company’s example.

Editors’ Recommendations

• The browser-based Monero miner Coinhive generates around $250,000 each month
• Building a new home in the U.K.? You may have to install an EV charging station
• Nimble’s battery packs and wireless chargers are eco-friendly
• FormLabs Form 2 review
• The best road trip cars of 2018